Protect your business with Insure the Lake!

Whether your business is large or small, Insure the Lake has products to meet your needs. Every business and industry is unique. I will help you identify the unique hazards of your business, and ways to properly insure against loss or liability. As a business owner, I understand the special insurance protection businesses need to prosper.

We offer:

General Liability Insurance at the Lake of the Ozarks

Business liability insurance protects your business if your company is sued for being responsible for bodily injury or property damage to someone else.
What if…

• A customer slips and falls on your property?
• A person claims that a product you make has injured them?

Insure the Lake can put together a package of property and liability insurance coverages designed to give you the best insurance value while still protecting you from many of the inherent risks in operating your business.

Business Property and Income Insurance at the Lake of the Ozarks

Business property insurance covers the physical parts or your business. These are things like your building, equipment, furnishings, fixtures, inventory, computers, records and other valuable items. This insurance coverage helps repair or replace the building and its contents, and can also help provide income if your business can’t operate for a while after a covered loss.

What if…

• Your business is totally destroyed by a fire?
• Water from a broken pipe floods your store?
• A power surge in your office damages all of your computers?

A large property loss could bring your business to a halt for months or longer. While your property is being repaired or rebuilt, business income insurance will help cover the costs to maintain your operation and continue to support your customers and employees. Without this insurance coverage, a business may not be able to recover lost income or lost customers.

Even if your building is not damaged, your equipment can be. You can add equipment breakdown insurance, which covers repair or replacement of damaged equipment due to mechanical and electrical breakdown.

Unique and Specialty Coverage Insurance at the Lake of the Ozarks

Insure the Lake offers a wide variety of placement options for those hard to place risks. We have many contacts to help you place that risk in specialty insurance programs that we are members of.

Here is a small portion of that list:

• Wineries
• Schools
• Aviation
• Restaurants & Bar insurance

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special insurance coverage and pricing. To see if your business qualifies for one of these special insurance programs, contact me for more information.

 Quick Claim Response Insurance

When you do have a claim, you need fast, fair insurance service. As independent agents we work to make that happen. That’s why we only represent companies with excellent records for settling insurance claims fairly and promptly.

Employee Benefits Insurance at the Lake of the Ozarks

 We offer employers the opportunity to work long-term with a single agency; while still providing the flexibility to alter coverage options to fit your business needs as they change. Please contact me for more about our great choices in plans and carriers.

Competitive Rates

 Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special insurance coverage and pricing. To see if your business qualifies for one of these special insurance programs, give me a call for more information.

This is just a partial list of the business insurance at the Lake of the Ozarks that I offer.  Please give me a call or email to explore your options.  Each business has unique needs, and I specialize in making sure your business has the best coverage!

Steve Naught, CIC

NAUGHT-NAUGHT AGENCY

3736 Osage Beach Parkway
Osage Beach, MO 65065
Next to Golden Coral

T: 573-348-2794
F: 573-348-0191

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