Wednesday, January 6, 2016

5 Reasons Why Using a Local Auto Insurance Agent is Important

You purchase auto insurance at the Lake of the Ozarks for a number of reasons, from liability protection to physical damage coverage of your own vehicle. When it comes to protecting your vehicle, your family and yourself, you want an insurance agent you can trust. Here are 5 reasons choosing a local, independent insurance agent at the Lake of the Ozarks is the way to go:

1. To Have Someone You Can Trust. 

How much would you trust someone you speak with over the phone about your insurance coverage? Chances are you're never going to get the same person going this route. How can you trust someone you've never even spoken to before? By choosing a local insurance agent, you will be able to meet with them face to face, have a conversation and get to know them as a person. You will be able to tell that they really care about your well-being and that you can trust them to help you when the need to file a claim arises.

2. To Get Better Customer Service.

Like we said in point #1, unless you have a local agent, you probably aren't going to speak to the same person twice about your insurance coverage. An independent insurance agent is going to be able to provide far superior customer service than anyone over the phone can. Skip the automated messages that more and more companies are switching to, and stick with a local, independent agent.

3. To Have Someone to Decipher the Insurance Jargon.

Let's face it, some of those insurance terms are hard for the average person to understand. It's important to have a local agent that you can turn to anytime you have some confusion about what your insurance policy says. In addition to having general insurance knowledge, a local insurance agent at the Lake of the Ozarks will have local knowledge. They will know how insurance claims work not only in the state of Missouri, but also on the local level. 

4. To Shop Around For the Best Rates.

Independent agents have the ability to shop around for the best rates for the coverage you need. In fact, the Naught-Naught Agency has direct contracts with over 50 different insurance companies and access to hundreds more through brokerage services. This allows us to find you the most comprehensive coverage at a competitive price! You could compare working with an independent agent as having a personal shopper, someone who sorts through options to find what best suits your needs.

5. To Have a One-Stop-Shop for ALL Insurance Needs.

While many of the large insurance companies focus on one particular type of insurance, local agencies tend to have the ability to take care of all your insurance needs. At Insure the Lake, we can take care of both your personal and business insurance coverage needs, from home/property and auto to health and life. This will limit the number of companies you have to deal with for insurance coverage and you may even be able to take advantage of bundling deals.

Auto Insurance at the Lake of the Ozarks

Do you have the Lake of the Ozarks auto insurance coverage you need to protect your family? Insure the Lake will do a free, no-obligation analysis of your current auto insurance coverage to determine what coverage you have, offer additional options to help protect your assets, and see if we can save you a little money compared to what you are currently paying. We provide automobile insurance to residents around the entire Lake of the Ozarks area, including Osage Beach, Camdenton, Eldon, Lake Ozarks, and surrounding areas. Give us a call today at 573-348-2794.

Request a Free Quote Online! Contact Insure the Lake today for all your Lake of the Ozarks insurance needs! 

About the Author: Steve is a double back-flip insurance ninja. He was named Young Insurance Agent of the Year by the Missouri Association of Insurance Agents in 2010 and is a Certified Insurance Counselor. When he is not helping customers, he enjoys community service, Latin dancing with his beautiful wife and going on adventures with his two awesome sons.

Steve Naught, CIC
3736 Osage Beach Parkway
Osage Beach, MO 65065
Next to Golden Coral