Tuesday, June 13, 2017

Working with an Insurance Agent VS Buying Insurance Online

If you’re looking for an insurance policy that’s tailored to your specific needs, you’ll need to take the time to find the best option for you. While it may seem more convenient to just get online and pick out a pre-crafted policy, you may not be getting the coverage that you need or may be paying for coverage that doesn't pertain to you. A local insurance agency can work with you directly to choose or put together a policy that is designed specifically for you. Insure the Lake, the best insurance agency at the Lake of the Ozarks, wants to share with you the benefits of working with an insurance agency VS buying insurance online.

Broader Policy Options

An independent insurance agent is able to sit down with you and discuss policy options, whereas online providers are typically limited to a particular brand of insurance. Insure the Lake is an independent insurance agency that has direct contracts with over 50 insurance companies and access to hundreds more through brokerage services. This allows us to shop the insurance marketplace in order to give you the most comprehensive coverage at a competitive price. We can also bundle policies together to save you more money - most online policy options tailor specifically to a single policy type and don't offer bundling options.

Professional Advice

Insure the Lake has made a career out of understanding the ins and outs of insurance, assessing our clients' insurance needs, and matching them with policies to best fit their needs at a price our clients can afford. We can explain the complexities of insurance policies in simple terms so that you can make good decisions when picking your coverage. Seeking the advice of a licensed insurance professional is the best way to properly protect your home, vehicle, or business. You don't get this advice when buying online. 

Personal Advocacy

When you work with an independent insurance agent, your agent becomes your personal adviser. Insure the Lake takes the time to listen to you and understand your individual needs. We understand that it's not just about finding a policy within the price range you need, but also about making certain that you are appropriately covered so you don't end up facing major financial burdens if you suffer a loss. If you have questions or concerns pertaining to billing or a claim, or just need to change your coverage, Insure the Lake can be your advocate and work with the insurance provider on your behalf so you don't have to. When you buy insurance online, you've got to take care of making these calls on your own. 

Local to the Area

When buying a policy online, you may run into the problem of not having coverage specific to the Lake of the Ozarks area. Insure the Lake is local to the Lake of the Ozarks. We share the same interests in the community that we live and work in as our clients. We understand the benefits and the unique seasonal challenges of living at the Lake. And since we are local, we're just around the corner ready to help. We are available for face-to-face interaction and support, meaning we're able to sit down with you to discuss your policy and offer immediate assistance in the event that you need to file a claim. 

While online insurance agencies may be seemingly easier to use, the advantages of using a local insurance agency greatly outweigh the convenience of the internet. If you’re looking for a friendly, local insurance agency that you can trust and build a relationship with, contact Insure the Lake. As the best insurance company at the Lake of the Ozarks, we will work with you to find the best policy at the best price.

Request a Free Quote Online! Contact Insure the Lake today for all your Lake of the Ozarks insurance needs! 

About the Author: Steve is a double back-flip insurance ninja. He was named Young Insurance Agent of the Year by the Missouri Association of Insurance Agents in 2010 and is a Certified Insurance Counselor. When he is not helping customers, he enjoys community service, Latin dancing with his beautiful wife and going on adventures with his two awesome sons.

Steve Naught, CIC
3736 Osage Beach Parkway
Osage Beach, MO 65065
Next to Golden Coral